Objective of "Pradhan Mantri Jan-Dhan Yojana (PMJDY)" is
ensuring access to various financial services like availability of
basic savings bank account, access to need based credit, remittances
facility, insurance and pension to the excluded sections i.e. weaker
sections & low income groups. This deep penetration at affordable
cost is possible only with effective use of technology.
PMJDY is a National
Mission on Financial Inclusion encompassing an integrated approach to
bring about comprehensive financial inclusion of all the households in
the country. The plan envisages universal access to banking facilities
with at least one basic banking account for every household, financial
literacy, access to credit, insurance and pension facility. In addition,
the beneficiaries would get RuPay Debit card having inbuilt accident
insurance cover of र 1 lakh. The plan also envisages channeling all
Government benefits (from Centre / State / Local Body) to the
beneficiaries accounts and pushing the Direct Benefits Transfer (DBT)
scheme of the Union Government. The technological issues like poor
connectivity, on-line transactions will be addressed. Mobile
transactions through telecom operators and their established centres as
Cash Out Points are also planned to be used for Financial Inclusion
under the Scheme. Also an effort is being made to reach out to the youth
of this country to participate in this Mission Mode Programme.
Start Own Bank Kiosk / Costumer Service Point @ Your Area
Objective of "Pradhan Mantri Jan-Dhan Yojana (PMJDY)" is ensuring access to various financial services like availability of basic savings bank account, access to need based credit, remittances facility, insurance and pension to the excluded sections i.e. weaker sections & low income groups. This deep penetration at affordable cost is possible only with effective use of technology.
